Company DSF Notices

Company	MS & AD Insurance Group Holdings, Inc.
Ticker Symbol	MSADY
CUSIP Number	553491101 (Active)
US ISIN	US5534911012
Country	Japan
Security Type	ADR
Listing Exchange	OTC
Ratio (ORD:DR)	1:1

Click here to search DSF for other DR programs

Questions may be directed to: Ken Seely 973-461-7029 or Keith Balwan 973-461-7038
For further information on Citi's Depositary Receipt Services, visit www.citi.com/adr